CreditCards.com Partnership Program

Affiliate Publisher Terms & Conditions


CreditCards.com, Inc. provides the services available at this site to you subject to the terms and conditions of this Affiliate Publisher Agreement (this "Agreement"). Your use of this site and your relationship with CreditCards.com are subject to all guidelines or rules that may be posted from time to time on this site, which are all incorporated by reference into this agreement. By clicking the "Accept" button or using this site, you are agreeing to be bound by all of the terms and conditions set forth below, in their entirety, without limitation or qualification, as if you had handwritten your name on a contract. If you do not agree to be bound by this Agreement, do not use this site. If the user is not an individual, then "you" means your company, its officers, employees, members, agents, successors and assigns.


  1. Membership

Any website owner may apply to become a CreditCards.com affiliate ("Affiliate"). Prospective Affiliates must fully complete the CreditCards.com online membership application posted on this website. CreditCards.com reserves the right to reject any prospective Affiliate for any reason including, without limitation, inclusion of or links to content that is, in CreditCards.com's sole discretion, adult-oriented, offensive, unlawful, discriminatory, defamatory, indecent, or racially, ethnically, or otherwise objectionable. All applications must include contact information for the prospective Affiliate, information identifying the website, and samples or screen shots showing links and content of websites under construction. All Affiliates must be over 18 years old.


  1. Links and Graphics

By using CreditCards.com merchant links, you agree that you will fully cooperate with CreditCards.com to create and maintain such links. You agree to monitor these links frequently and immediately resolve any linking or HTML problems. As an Affiliate, CreditCards.com will provide you with a menu of links available to you in the CreditCards.com Affiliate Marketing Network member section for publishers. By including a link on your website, your website visitors will have access to those merchant members' websites. You may not alter these links in any way. Furthermore, you may not use any graphical links other than those provided to you by CreditCards.com without the express written consent of CreditCards.com. These links are subject to change at any time, in CreditCards.com's sole discretion. CreditCards.com is available by email at partnermgr@creditcards.com to assist you with link creation and strategic placement of banners on your website.


  1. Tracking and Reporting

As an Affiliate, CreditCards.com will provide you with information regarding link traffic through your website. We will also provide you with a password-protected Affiliate resource web page. Each Affiliate and each Affiliate resource web page are assigned a unique source identification number. Your source identification number will be provided to you at the time you first access the CreditCards.com Affiliate Marketing Network website. Each time you create a link, you are required to use the CreditCards.com Link Generator tool to ensure that your unique tracking code is included in the links you elect to include on your website. By including this code in the link, CreditCards.com can track click-throughs, impressions, applications and/or approvals, and revenues earned by you.


  1. Compensation

a. CreditCards.com agrees to pay you a commission for promoting our merchant member banner links on your website. You will earn a commission each time a consumer originating from your website completes an application and is approved for a merchant product or service on the merchant website, unless stated otherwise in our commission schedule which will be provided upon your acceptance as an Affiliate. Specific commissions will be determined by CreditCards.com, in its sole discretion, depending on, among other things, payouts from CreditCards.com's merchant partners for their products and services. CreditCards.com is only obligated to compensate you for merchant product or service approvals for which CreditCards.com is able to track from its merchant partners.


b. Subject to the terms of this Agreement, CreditCards.com will compensate you for net commissions within 60 days after the end of each calendar month (a "Payment Period"). Only revenues in excess of $25.00 will be paid during a payment period. Revenues less than $25.00 will be carried over to the next payment period. Affiliates will be paid by check via US Mail.


  1. Your Responsibilities: Failure to comply with all or any of the following rules and regulations will result in the forfeiture of your commission and the immediate termination of your account.

a. You are solely responsible for:

      • ensuring that your business activities and your website content meet the guidelines set forth in this Agreement;
      • posting links/graphics on your website and checking them frequently to ensure they are in proper working order;
      • ensuring that all materials posted on your website are not libelous or otherwise illegal;
      • monitoring your search engine listings, key words, and meta tags for complete compliance with this Agreement;
      • submitting to us a list of all additional websites where you plan to post CreditCards.com merchant member links for approval at partnermgr@creditcards.com;
      • updating all contact, payment, and website information via your administrative page and ensuring that your site complies with all applicable copyright and other laws;
      • developing your own branding, company logo, and business. You may not mislead a consumer by misrepresenting yourself as CreditCards.com or one of the merchant members of the CreditCards.com Affiliate Marketing Network; and
      • providing leads exclusively to CreditCards.com. Leads may not be sold to any other company.

b.You may not:

      • Use any computer or other electronic device to send an unsolicited advertisement (also known as "spamming") to an electronic mail address of an individual with whom you lack a preexisting and ongoing business or personal relationship, unless you have received an express invitation or consent/permission from that individual;
      • Add leads by fraudulent traffic generation (determined in CreditCards.com's sole discretion) such as pre-population of forms, monetary, gift, or prize incentives, or other methods not approved by CreditCards.com;
      • Mislead consumers in pay-per-click search engine titles or descriptions. The title, description, and/or content must state the CreditCards.com affiliate member name or URL to provide an indication to the user that the link leads to an affiliate member website only;
      • use the following search terms in search engine advertising:

- CreditCards.com, www.CreditCards.com, CreditCards.com, Performance Based Internet Marketing, Affiliate Marketing or Credit Card Affiliate Program;

- Advanta - No bidding on any of the following keywords or any phrase or combination of words containing these keywords:

o Advanta (and variations)

o Advanta Bonus Miles BusinessCard MasterCard®

o Advanta Platinum BusinessCard MasterCard® (Cash Back)

o Advanta Platinum BusinessCard MasterCard®

- American Express - No bidding on any of the following keywords or any phrase or combination of words containing these keywords:

o American Express®

o American Express® Rewards Green Card

o American Express® Rewards Gold Card

o American Express® Blue for Student Card

o American Express® Credit Card for Students

o American Express® Platinum Cash Rebate

o Amex

o Blue for Business Card

o Blue from American Express®

o Blue Cash

o Blue Sky

o Centurion

o Corporate Optima Platinum Card

o Gold Corporate Card for Small Business

o Gold Delta SkyMiles® Business Credit Card

o Gold Delta SkyMiles Credit Card

o Hilton HHonors® Platinum Card from American Express®

o IN:NYC(sm) Card from American Express®

o Membership Banking

o Membership Rewards

o Platinum Business Credit Card

o Platinum Card

o FreedomPass

o Starwood Preferred Guest® Credit Card from American Express®

o Skypoints

o Skymiles

- Bank One/First USA - No bidding on any of the following keywords or any phrase or combination of words containing these keywords:

o No affiliate may outbid Bank One or FirstUSA on any Bank One or First USA product.

o Bidding to drive traffic to Bank One or First USA cards on the Google Search Engine is expressly prohibited.

o Bank One

o First USA

o United

o Disney

- Capital One - No bidding on any of the following keywords or any phrase or combination of words containing these keywords:

o www.capitalone.com

o Capitol One

o Captial One

o Capital 1

o Cap One

o Cap 1

o Cap1

o capital one credit card

o mycapitalonecard

o capital one card

o Hibernia National Bank

o North Fork Bank

o hiberna bank

o norht fork bank

o Hibernia

o north fork

- Chase Affiliates must not blind redirect on application pages - they must use the splash pages set up by Chase. No bidding on any of the following keywords or any phrase or combination of words containing these keywords:

o AARP:
AARP.org
AARP.com
AARP membership
AARPmagazine.com
AARPhealthcare.com
AARP foundation
AARP passport
www.travelocity.com/AARP
AARP Bulletin
American Association of Retired Persons
AARP Insurance
AARP partner
AARP providers
AARP advocacy
Segunda Juventud
AARP Hot Deals

o AVON:
AVON
AVON Products
AVON Online
AVON.com
AVONCOM
Skin-So-Soft
ANEW
Bug Guard
youravon.com
youravon
wwwavoncom
www.avon.com

o Borders and Waldenbooks:
Borders
Borders Stores
Borders Books
www.borders.com
www.bordersbooks.com
Waldenbooks
Waldenbooks Stores
www.waldenbooks.com
www.waldenbooksstores.com

o British Air:
British Airways
British Air
www.britishairways.com
www.ba.com
ba

o Continental:
Continental airlines
Continental
continental.com
continental airline
www.continental.com
continental flight
continental air lines
continental airlines schedule
continental airline travel
continental reservation
continental reservations
continental fares
continental airline flight
continental and airlines
Continental Vacations
continental airlines tickets
continental airlines flights
continental flights
continental airlines
continental air line
continental airlines travel
continental airlines homepage
continental airlines website
continental destinations
continental airlines vacations
continental air fare
continental airlines reservations online
continental airline fare
international continental flight
continental airlines online
continental airlines cities
Continental economy class
Continental package deals
international Continental ticket
international Continental tickets
shop for Continental flights
Continental air fare
Continental airlines reservations online
Continental airline fare
international Continental flights
Continental air
Continental first class
Continental Vacation
Continental travel
Continental airlines specials
Continental discounts
Continental trip
travel with Continental
Continental airlines discounts
Continental airlines official website
Continental business class
Continental airlines airports
Continental non stop flights
Continental packages
International Continental travel
Continental airports
Continental group travel
Continental air vacations
Continental fare sale
Continental last minute fares
Continental getaways
Continental low fares
Continental airlines bookings
cities Continental flies
fly on Continental
Continental airlines group travel
Continental airlines travel certificates
Continental airlines business travel
Continental special deals
Continental business travel
fly with Continental

o Disney:
cheap disney vacation
cheap disney vacations
child vacation
childrens vacations
discount disney travel
discount disney vacation
discount disney vacations
discount vacation
discount vacations
disney
disney bargain
disney bargains
disney cheap
disney cruise
disney cruise vacations
disney deal
disney discount
disney family vacation
disney family vacations
disney florida vacation
disney florida vacations
disney golf vacations
disney honeymoon
disney honeymoon vacation
disney honeymoons
disney offer
disney offers
disney package
disney package vacations
disney promotion
disney promotions
disney resort
disney resort vacation
disney resort vacations
disney resorts
disney savings
disney travel
disney travel package
disney vacation
disney vacation club
disney vacations
disney vacations florida
disney vacations orlando
disney world bargain
disney world bargains
disney world cheap
disney world discount
disney world offer
disney world offers
disney world package
disney world save
disney world savings
disney world vacation
disney world vacations
disneyland bargain
disneyland bargains
disneyland cheap
disneyland discount
disneyland discounts
disneyland offer
disneyland offers
disneyland promotion
disneyland promotions
disneyland save
disneyland save
disneyland savings
disneyland savings
disneyland travel
disneyland trip
disneyland trips
disneyland vacation
disneyland vacations
disneyworld bargain
disneyworld bargains
disneyworld cheap
disneyworld offer
disneyworld offers
disneyworld promotions
disneyworld save
disneyworld savings
disneyworld vacation
disneyworld vacations
family vacation
family vacations
kid vacation
kids vacations
magic kingdom
orlando disney vacations
orlando rentals
orlando vacations
special disney travel
special vacation packages
walt disney bargain
walt disney bargains
walt disney cheap
walt disney deal
walt disney deals
walt disney offer
walt disney offers
walt disney resort vacations
walt disney save
walt disney savings
walt disney vacation
walt disney vacations
walt disney world vacation
walt disney world vacations

o Hess:
Hess
www.hess.com
Amerada

o Holiday Inn/Priority Club:
Holiday Inn
Holiday Inn Express
Priority Club
IHG
www.ichotelsgroup.com
InterContinental
InterContinental Hotels Group
Crowne Plaza
Hotel Indigo
Staybridge Suites
Candlewood Suites

o Marathon:
Marathon
Marathon Oil
Marathon Petroleum Company
Speedway
Speedway SuperAmerica
SuperAmerica

o Marriott:
www.marriottrewards.com
www.marriott.com
Marriott
Marriott Rewards

o Sony:
Sony
www.sonystyle.com
ImageStation
My Sony
Vaio
EverQuest

o Speedway:
Speedway SuperAmerica
Speedway
SuperAmerica
Speedy Rewards
Marathon
Marathon Oil
Marathon Petroleum Company

o Starbucks:
Starbucks
Starbucks Coffee
Starbucks Foundation
Starbucks Coffee Company
Starbucks Corporation

o Subaru:
Subaru
My Subaru
Subaru World
Subaru of America

o Toys "R" Us:
www.toysrus.com
Toysrus.com
Toys "R" Us
Toys "R" Us International
Kids"R"Us
Babies"R"Us Babiesrus.com
Toyologist
Toysrus/Amazon
Babiesrus/Amazon
www.personalizedbyrus.com

o United:
united airlines
united
united air
united.com
united airline
www.united.com
united flight
unitedairlines.com
UAL
united airlines.com
ual.com
united air lines
www.unitedairlines.com
united airlines schedule
united airline travel
united reservation
www.ual.com
united express
united reservations
www.united airlines.com
united fares
united airline flight
united and airlines
United Vacations
united airlines tickets
united airlines flights
united express airlines
united flights
unitedair
United airfare
www.united airlines
untied airlines
www.unitedairlines
united airline.com
united air line
united airlines travel
united airlines homepage
united airlines website
united destinations
united airline flights
united airlines home page
United airfares
e-fares
united airlines site
united airlines fares
www.unitedairline.com
united airlines home
united airlines vacations
vacation travel
united specials
www.united airline.com
unitied airlines
united deals
international united flight
united airlines online
united e-fares
united airlines cities
united air fare
united airlines reservations online
united airline fare
united air fare
united airlines reservations online
united airline fare
United Escapes
international united flights
untied air
united first class
United Vacation
united travel
united star alliance
united airlines specials
united discounts
united trip
travel with united
united airlines discounts
united airlines official website
united business class
united airlines airports
united airlines star alliance
united non-stop flights
united packages
international united travel
united airlines economy plus
united airports
united group travel
United Escape
easy update
united air vacations
united fare sale
united last minute fares
united efares
united getaways
united low fares
united airlines bookings
cities united flies
fly on united
united airlines group travel
united airlines travel certificates
United Easy Update
united airlines business travel
united special deals
united business travel
untiedair
united economy class
united package deals
international united ticket
international united tickets
shop for united flights
United EasyUpdate
fly with united
united e fares
united travel certificates
united air star alliance
united fare search
United Escapes
international united flight
united airlines online
united e-fares
united airlines cities

o Universal:
Universal, Universal Studios
Universal Movies
Unviersal Entertainment
Universal Hollywood
www.universal.com
Universal movie tickets
universal movie ticket
universal theme parks
universal discount
universal discounts
universal ticket
universal tickets
universal vacation
universal vacations
universal travel
universal deals
universal offer
universal offers
universal park
universal parks
universal getaway
universal getaways
universal family getaway
universal family getaways
universal deal
universal deals

o Volkswagen:
Volkswagen
Volkswagen International
Volkswagen Group
Volkswagen AG
Audi

- Citibank - No bidding that exceeds $1.00 on any of the following keywords, or any phrase or combination of words containing these keywords:

o Citi® Platinum Select® MasterCard® for College Students

o Citi® Platinum Select® AAdvantage® Business MasterCard®

o CitiBusiness® Platinum Select® MasterCard®

o Citi

o CitiBank

- Discover - Please reference the list below for keywords that are a brand or trademark of Discover Financial Services that CAN NOT be bid on and need to be negative matched on all search engines, specifically Google, Yahoo and MSN.

o Discover

o Discover Card

o Discover Financial

o Discovercard

o Discovercard.com

o Discover Credit Card

o Discover Application

o Discover Card Application

o Discover Platinum

o Discover Miles

o Discover Gas

o Discover Student

o Discover Gas Card

o Discover Miles Card

o Discover Platinum Card

o Discover Student Card

o Cashback Bonus

o Apply for Discover Card

o Discover 2GO

o Discover Brokerage

o Discover Network

o It Pays More to Discover Platinum

o It Pays More to Discover

o It Really Does Pay to Discover

o Novus

o There's Always Something More to Discover

o Tribute Award

- US Bank - No bidding on any of the following keywords or any phrase or combination of words containing these keywords:

o Northwest WorldPerks

o WorldPerks® Visa® Card

o Northwest Airlines

o US Bank

- Household Bank and Orchard Bank - No bidding on any of the following keywords or any phrase or combination of words containing these keywords:

o Household Bank

o Orchard Bank

o Household Bank MasterCard®

o Orchard Bank MasterCard® Classic

o HSBC

o HSC

- Bank of America - No bidding on any of the following keywords or any phrase or combination of words containing these keywords:

o Bank of America (and variations such as Bank of America Visa or Bank of America Platinum)

o Alaska Airlines

o America West

o Anne Geddes

o Asiana Airlines

o Hawaiian Airlines

o US Airways

o Visa Travel

o Money Return

o MilesEdge

o Choice Privileges

o Jeep

o Chrysler

o Dodge

o Power Rewards

o Make a Wish

o Mexicana

o Efectiva

- GM Card

o GM Card

o GM, Or any alterations of GM

o Must use own display URL, cannot use URL's such as (but not limited to) thegmcard.com, gmplatinumcard.com, etc.

o Cannot refer to the product or landing page as "Official Site", "TM", or similar phrases and must clearly identify themselves as affiliates in any ad copy used.

- Provide inaccurate, misleading, or defamatory information, or make any guarantees about CreditCards.com, merchant members or the services they provide;

      • Place a CreditCards.com link directly with Google AdWords, Yahoo! Search Marketing, or any other online networks;
      • May not distribute an email marketing campaign without the pre-approval of CreditCards.com;
      • Charge a fee to your website visitors to link to the CreditCards.com website or any of its merchant member websites or services;
      • Take part in, associate with, or otherwise become involved in any activity or operation that diminishes the image or reputation of CreditCards.com or any of its merchant members;
      • Offer incentives and/or compensation to consumers in exchange for lead submission; or
      • Add leads manually, batched, or in bulk into the CreditCards.com or any of its merchant member websites. Bulk or batched leads are defined as leads collected by various methods, and then submitted to CreditCards.com or any of its merchant members.

  1. Compliance

CreditCards.com may monitor your site at any time, and from time to time, to determine if you are in compliance with the terms of this Agreement. Changes to your site that are requested by CreditCards.com which elate to the links provided by CreditCards.com must be made in a timely manner. Failure to make changes to links as requested may result in termination of your status as an Affiliate. Affiliates whose status has been terminated may reapply to be an Affiliate only with the written consent of CreditCards.com.


  1. CreditCards.com Policies

Any person or entity with a website containing links to CreditCards.com or any of its merchant members, regardless of the point of origination, will be a deemed a customer of CreditCards.com and subject to its rules, policies, and operating procedures. CreditCards.com may change its policies and operating procedures at any time without providing notice.


  1. Publicity and Promotions

You shall not create, publish, distribute, or permit any written, verbal, or electronic material that makes reference to CreditCards.com or its affiliates without first submitting such material to us and receiving our written consent. You shall not make mention of our Affiliate publisher agreement or linking relationship to any form or member of the media, unless you receive written permission from CreditCards.com.


  1. Agreement Term

The term of this Agreement commences on our acceptance of your Affiliate publisher membership application and will end when terminated by either party. Either party may terminate this Agreement at any time, with or without cause and for any reason, by giving the other party written notice of termination. You are only eligible to earn marketing and advertising fees during the term of this Agreement. Upon termination, you must remove from your website all CreditCards.com merchant member links and other content provided to you by CreditCards.com.


  1. Limited License

For the term of this Agreement, CreditCards.com grants you a limited, non-exclusive, non-transferable license to copy, display and use the merchant member links and images, provided through this website. The license granted herein shall terminate concurrently with the term of this Agreement. You may not copy or alter any of the material contained in or linked to the CreditCards.com or merchant member websites. You may not use merchant member website content, links and services in any way that is disparaging or that otherwise negatively portrays CreditCards.com or the merchant. CreditCards.com reserves all intellectual property rights other than those rights expressly granted herein. The license granted herein may be revoked by CreditCards.com at any time and for any reason, or no reason.


  1. Intellectual Property

All content included on this site, such as text, graphics, logos, button icons, images, audio clips, information, data, photographs, graphs, videos, typefaces, graphics, music, sounds, and other material, and software (the "Materials") is the property of CreditCards.com or its content suppliers and protected by copyrights, trademarks, trade secrets, or other proprietary rights and these rights are valid and protected in all forms, media and technologies existing now or hereinafter developed. All such content is copyrighted as a collective work under the U.S. copyright laws (17 U.S.C. Section 101, et. seq.) and international treaty provisions, and CreditCards.com owns a copyright in the selection, coordination, arrangement and enhancement of such content. All software used on this site is the property of CreditCards.com or its software suppliers and protected by U.S. and international copyright laws. You may not modify, remove, delete, augment, add to, publish, transmit, participate in the transfer or sale of, create derivative works from, or in any way exploit any of the content on the site, in whole or in part. Any use other than as contemplated herein, including the reproduction, modification, distribution, transmission, republication, display, or performance, of the content on this site, except as specifically permitted herein, is strictly prohibited. CreditCards.com is a trademark of CreditCards.com. All other marks, names, and logos mentioned on the CreditCards.com site are the property of their respective owners.


  1. Modification

CreditCards.com may modify the terms of this Agreement, including without limitation the compensation structure, in its sole discretion. If you do not agree to any such modification, you may elect as your sole recourse to terminate this Agreement. Your continued participation as an Affiliate after the date of such modification constitutes a manifestation of your assent to be bound by the modified terms of this Agreement.


  1. Relationship of Parties

The parties agree that we are independent contractors and nothing contained within this agreement will create any partnership or joint business venture, agency or franchise, sales representative, or employer / employee relationship. You shall not have any authority to make, accept, or solicit any offer or representation on behalf of CreditCards.com or any of its merchant members. You shall not make any verbal, written, or electronic statement that may contradict this stated relationship of parties.


  1. Limitation of Liability

YOU AGREE THAT CREDITCARDS.COM AND ITS PROVIDERS SHALL NOT BE LIABLE FOR ANY DAMAGE, LOSS, OR EXPENSE OF ANY KIND ARISING OUT OF OR RESULTING FROM YOUR POSSESSION OR USE OF THE MATERIALS, CONTENT OR INFORMATION ON THE CREDITCARDS.COM SITE REGARDLESS OF WHETHER SUCH LIABILITY IS BASED IN TORT, CONTRACT, OR OTHERWISE. IN NO EVENT, INCLUDING WITHOUT LIMITATION A NEGLIGENT ACT, SHALL CREDITCARDS.COM OR ANY OF ITS MERCHANT PROVIDERS BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES (INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, LOSS OR CORRUPTION OF DATA, LOSS OF GOODWILL, WORK STOPPAGE, COMPUTER FAILURE OR MALFUNCTION, OR INTERRUPTION OF BUSINESS), ARISING OUT OF OR IN ANY WAY RELATED TO THE MATERIALS, CONTENT OR INFORMATION ON THE CREDITCARDS.COM SITE OR ANY OTHER PRODUCTS, SERVICES, OR INFORMATION OFFERED, SOLD, OR DISPLAYED ON THE CREDITCARDS.COM SITE, YOUR USE OF, OR INABILITY TO USE, THE CREDITCARDS.COM SITE GENERALLY, OR OTHERWISE IN CONNECTION WITH THIS AGREEMENT, REGARDLESS OF WHETHER CREDITCARDS.COM OR ANY OF ITS PROVIDERS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BECAUSE SOME STATES DO NOT ALLOW THE LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.


  1. Disclaimer of Warranties

CREDITCARDS.COM EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, OF ANY KIND, WITH RESPECT TO ANY THE MATERIALS, CONTENT OR INFORMATION ON THE CREDITCARDS.COM SITE OR THOSE OF ITS MEMBER MERCHANTS OR ANY GOODS OR OTHER PRODUCTS OR SERVICES OFFERED, SOLD, OR DISPLAYED ON THE CREDITCARDS.COM SITE OR YOUR USE OF THE CREDITCARDS.COM SITE GENERALLY, INCLUDING WARRANTIES OF MERCHANTABILITY, ACCURACY OF INFORMATION, QUALITY, SATISFACTORY QUALITY, TITLE, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. SOME JURISDICTIONS LIMIT OR DO NOT ALLOW THE DISCLAIMER OF IMPLIED OR OTHER WARRANTIES SO THE ABOVE DISCLAIMER MAY NOT APPLY TO THE EXTENT SUCH JURISDICTION'S LAW IS APPLICABLE TO THIS AGREEMENT.


  1. Confidentiality

All CreditCards.com Affiliate Marketing Network information, pricing, agreements, correspondence, and any information you acquire as an Affiliate of CreditCards.com shall remain strictly confidential and shall not be used, directly or indirectly, by you or any third party for your own business purposes. You agree not to use information provided by CreditCards.com to compete with CreditCards.com or any of its merchant members, nor will you share such information with any competitor of CreditCards.com.


  1. Indemnification

You agree to indemnify, defend and hold harmless CreditCards.com and its directors, officers, employees, agents, shareholders, partners, members, and associations from and against any and all claims, suits, actions, demands, injuries, liabilities, losses or deficits, damages, judgments, settlements, costs, or expenses arising out of or related in any way to your use of the CreditCards.com site, violation of this Agreement, violation of any law or regulation or violation of any proprietary or privacy right.. The terms of this provision shall survive termination of this Agreement.


  1. Taxation

Payment of any and all applicable city, state and federal taxes is your sole responsibility. No taxes of any kind, including without limitation sales or income taxes, will be withheld from any payments due to you hereunder. CreditCards.com will report total annual commissions paid to you to the Internal Revenue Service using Form-1099, if applicable.


  1. Dispute Resolution

Any dispute relating in any way to your use of the CreditCards.com site shall be submitted to confidential arbitration in Austin, Texas, except that, to the extent you have in any manner breached the provisions of Section 16 or violated or threatened to violate CreditCards.com's intellectual property rights, CreditCards.com may seek injunctive or other appropriate relief in any state or federal court in the state of Texas, and you consent to exclusive jurisdiction and venue in such courts. Arbitration under this agreement shall be conducted under the rules then prevailing of the American Arbitration Association. The arbitrator's award shall be binding and may be entered as a judgment in any court of competent jurisdiction. To the fullest extent permitted by applicable law, no arbitration under this Agreement shall be joined to an arbitration involving any other party subject to this Agreement, whether through class arbitration proceedings or otherwise.


  1. Severability

This Agreement can not be severed and alteration of any part without prior notice and acceptance will render the Agreement null and void. If for any reason a court of competent jurisdiction finds any provision of the Agreement or portion thereof, to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to effect the intent of the Agreement, and the remainder of this Agreement shall continue in full force and effect.


  1. Choice of Law

This site is controlled, operated and administered by CreditCards.com from its offices within Austin, Texas, United States of America. CreditCards.com makes no representation that materials at this site are appropriate or available for use at other locations outside of the United States and access to them from territories where their contents are illegal is prohibited. You may not use the site or export the Materials in violation of U.S. export laws and regulations. If you access this site from locations outside of the United States, you are responsible for compliance with all local laws. This Agreement shall be governed by the laws of the State of Texas without giving effect to its conflict of laws provisions. This is the case regardless of whether you reside or transact business with CreditCards.com in Texas or elsewhere. You agree to submit to the personal and exclusive jurisdiction of the courts located within Travis County, Texas.


  1. Entire Agreement

This Agreement constitutes the entire agreement between CreditCards.com and you with respect this website and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between you and CreditCards.com with respect to this website. A printed version of this Agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. No waiver by either party of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default.


  1. Electronic Communications

You agree to be bound by any affirmation, assent or agreement you transmit through the CreditCards.com website, including but not limited to any consent you give to receive communications from CreditCards.com solely through electronic transmission. You agree that, when in the future you click on an "I agree," "I consent" or other similarly worded "button" or entry field with your mouse, keystroke or other computer device, your agreement or consent will be legally binding and enforceable and the legal equivalent of your handwritten signature.